Independent insurance brokerage · since 1975

Over 50 years protecting families and organisations

We specialise in businesses, private clients and the maritime sector. We study your risk with more than 40 national and international insurers, present you with the best option and stand by you when a claim arises. Let’s talk in person, at our office or by video call: the first meeting is free.

Since 1975Independent: we work for you, insurers are our suppliersMore than 40 insurersFree first meetingCustomer reviews on Google
Free first meeting

Book a visit with us

The first meeting is free and without obligation: we review your insurance and your risks with you.

How would you prefer to meet?
What would you like to talk about?
Choose day and time →

Would you rather we call you? Leave us your phone number · Winter: Monday to Thursday 9:00–17:00 and Friday 9:00–15:00 · Summer: 9:00–15:00

Our specialities

What would you like to insure?

Our specialities, with decades of experience in each and a single point of contact for everything.

Insurance for businesses

Businesses

We analyse your activity and protect your business, your directors and your liability, whatever your sector.

Civil liabilityProfessional liabilityD&OProperty damageSuretyEnvironmentalCyber riskCollective agreementsFleets
Businesses
Insurance for individuals and assets

Comprehensive clients

Your assets and your family with a single brokerage: we review all your policies together, avoid duplications and cover what is missing.

HomeLife and accidentHealthVehiclesArtRentalsHomeowners’ communitiesTravel
Comprehensive clients
Marine insurance in Mallorca

Marine

BCS Mallorca Marine Insurance Brokers: pleasure craft, superyachts, charter and companies in the nautical and maritime sector.

BoatsSuperyachtsCharterShipyards and marinasRepairersYachtingMaritime transport
Marine
Equestrian insurance

Equestrian

Insurance for the horse world: owners, breeders, riding centres, competitions and transport.

OwnersStuds and breedersShows and eventsHorse transport
Equestrian
Savings and investment

Savings and investment

Plan your retirement and grow your savings with products tailored to your goals and your tax situation.

Pension plansRetirement plansPIASSIALPFunds and unit-linked
Savings and investment
Why a broker

We work for you, not for the insurer

It costs you no more

The broker is paid by the insurer: our advice is not added to your premium.

Read more →

Better than a comparison site

We compare coverage and conditions, not just prices, and tailor the policy to your real risk.

The 7 reasons →

By your side in a claim

Since 1975 we have handled our clients’ claims and defended your rights before the insurer.

The 10 commandments →
How we work

It starts with a conversation

Meeting with a client at the BCS Mallorca office
01

We meet

At the office, at your premises or by video call. You tell us about your business, your assets or your boat.

02

We study your risk

We present it to the insurers that fit best and negotiate the terms.

03

We stand by you

We explain the proposal and, if there is a claim, we deal with it with you from start to finish.

Let’s talk face to face

Come and see us or join by video call

A free 30-minute first meeting is enough to know whether your insurance is well set up.

Office
Camí dels Reis, 168, 2nd floor · 07013 Palma
Opening hours
Summer 9:00–15:00 · Winter 9:00–17:00 Monday to Thursday and 9:00–15:00 on Fridays
Phone
971 20 30 40 · WhatsApp
Also

Services for you

Consulting

Risk management

Before insuring, we understand. We identify and assess the risks of your business or your assets, propose measures to reduce them and decide with you what to insure, what to retain and what to prevent.

  • Risk map of the activity or the assets
  • Risk inspection at your premises
  • Prevention and continuity plan
  • Periodic review of the insurance programme
Learn about the service

Professional service with a tailored quote. The first meeting is free.

Our team

People, not a call centre

Tolo Company
Tolo Company
Founding partner
Nora García
Nora García
Founding partner
María José Rodríguez
María José Rodríguez
Underwriting manager
Daniel Company
Daniel Company
CEO · Technical director
Silvia Rodes
Silvia Rodes
Claims manager
Noelia Broncini
Noelia Broncini
Policyholder care manager
Noa Serrano
Noa Serrano
Equestrian manager
Samantha Martínez
Samantha Martínez
Policyholder care manager
Felipe Leite
Felipe Leite
Maritime manager

Meet the team and our history →

We work with more than 40 national and international insurers, and in each case we choose the one that best fits your risk.

AegonAIGAllianzARAGAsefaAsisaAssuremAtlax 360AXABavaria AGBeazleyCignaCroucoExsel Underwriting AgencyFiatcGeneraliHelvetiaHiscoxIntact InsuranceLiberty Specialty MarketsLloyd'sMapfreMarkelMS AmlinMSIGMurimar SegurosMutua de PropietariosNames EuropeNovacoverOccidentOmnia MGAPantaeniusPrevisRealeShipowners' ClubSolunionTokio Marine HCCZurich

See all the insurers we work with →

Professionals

Are you a broker, agent or adviser?

Count on our team, with solutions for your clients and access to more than 40 national and international insurers.